The Groves Builder Series: Village Builders

It is said practice makes perfect and Village Builders has been perfecting their craft for more than 40 years. Village Builders began in Houston and quickly became one of the premier names among builders in the area leading to their expansion into the Austin, Dallas and San Antonio markets. Village unveiled the Heartland Collection in The Groves, a series compromised of their signature architectural details and classic appeal. These homes start in the low $300s and range from 2300 to 3350 square feet. Village Builders is also known for its feature packages which can be inquired about at the model. Buyers in The Groves have nine beautiful and well thought out plans to choose from, allowing each client to find a floor plan suited to their needs. Their nine plans can be viewed online here. If a pre-built home suits your wants or needs more, take a look at their current inventory of move-in ready homes on the “Quick Move-in Homes” tab. Give us a call today so we can schedule your visit to The Groves and to tour these beautiful...

The Decision to Rent or Buy

Rent or buy? Buy or Rent? It’s a question that leaves many scratching their heads trying to make the right decision. So, which is the right answer? It will depend on the individual situation, but there are factors to consider. The most obvious of considerations is finances. For the majority of people, there will be no more expensive single purchase made during their lifetime than their home. Buying a home cannot be jumped into delicately for this reason. According to a recent msn.com article, it’s important to calculate your after-tax income and compare that to your expected home costs. These costs could include a monthly mortgage, potential HOA fees, maintenance fees and more. However, there may be some tax advantages to home ownership that can also be factored into these calculations. The Consumer Financial Protection Bureau has a monthly payment worksheet that helps potential buyers assess whether their wallets are able to take on the costs of owning a home. While it may seem renting would be cheaper with all that goes into owning a home, that isn’t necessarily the case. According to Trulia.com’s Rent vs. Buy Report, in Houston and the surrounding areas, it is currently 46% cheaper to buy than rent. (Check their rent vs. buy calculator out for a better gauge of your financial situation https://www.trulia.com/rent_vs_buy/) Outside of the financial obligations, there are other responsibilities that need to be considered before making a decision. Owning a home affords the owners a sense of community and belonging. Buying a home gives one an asset and the ability to build equity. It also brings the freedom to truly make...

Fall in Love with Buying Now

According to time.com, fall is quickly becoming the hot season for buyers. “For the first time in recent history, October surpassed June as the most popular month to get married. And these autumn-loving brides may be on to something: Although the spring months are notoriously the best time to buy real estate (as well as have a wedding), fall may be the new ideal season to buy a home.” Among the reasons why fall is the time to buy are tax advantages, less competition and end-of-the-year sales. Time. com spoke with tax adviser, lawyer and personal finance expert, David Hryck. Hrych advised that both property tax and mortgage interest are tax deductible on the entire year’s income regardless of closing date as long as it falls within the tax period’s calendar year. Further more, he noted, “Any payments that are made prior to the closing of the loan are tax-deductible. This can make a serious difference in the amount you owe the government at the end of the year.” Typically, the fall brings a slower real estate season. Often this gives advantage to the buyer allowing them more confidence in making an offer without fear of a multi-offer bidding war. A slower market also allows the buyer to be more aggressive with negotiations and potentially get more for less. As silly as it sounds, end-of-the-year sales are also a major perk of moving into a house in the fall season. A new house often needs new furniture and decor which can add up quickly. Fall buyers can take advantage of these end of season sales to help soften the...